Events:     Fair Lending - a review of the federal and state laws and regulations that prohibit various forms of discrimiation by retail and commercial lenders, and in so doing, impose numerous requirements on such lenders and their loan policies, procedures and forms - Sacramento February 5 2008   Fair Lending - a review of the federal and state laws and regulations that prohibit various forms of discrimiation by retail and commercial lenders, and in so doing, impose numerous requirements on such lenders and their loan policies, procedures and forms - Novato February 6 2008   Loan Workouts and Collateral Foreclosures - a presentation of the steps and considerations involved in evaluating the legal and business issues, handling the loan workout, primary enforcement options and lender liability concerns - Lodi March 12 2008   Loan Workouts and Collateral Foreclosures - a presentation of the steps and considerations involved in evaluating the legal and business issues, handling the loan workout, primary enforcement options and lender liability concerns - Sacramento March 13 2008   Privacy and Identity Theft - a discussion of what banks must do to prevent or respond to inappropriate release of customer information, the new Red Flag rules and guidelines, and how to handle identity theft and related claims by customers - Novato April 30 2008   Privacy and Identity Theft - a discussion of what banks must do to prevent or respond to inappropriate release of customer information, the new Red Flag rules and guidelines, and how to handle identity theft and related claims by customers - Sacramento May 6 2008   Commercial Real Estate Lending - This program will focus on commercial real-property leases and recorded covenants, conditions and restrictions - from the perspectives of the landlord, the tenant and the lender, including, from the lender´s perspective, a discussion of what to look for when reviewing and evaluating a lease, issues with subordination, nondisturbance and attornment agreements and tenant estoppel certificates, title insurance issues with respect to leases, lease assignments, resolution or mitigation of problems with the lease, leasehold financing provisions when the loan is to the tenant, reviewing CC&Rs and how to use amendments to CC&Rs to solve problems, and how an agreement for partial releases in the future affects the lender’s review of the lease and the CC&Rs - Napa July 9 2008   Commercial Real Estate Lending - This program will focus on commercial real-property leases and recorded covenants, conditions and restrictions - from the perspectives of the landlord, the tenant and the lender, including, from the lender´s perspective, a discussion of what to look for when reviewing and evaluating a lease, issues with subordination, nondisturbance and attornment agreements and tenant estoppel certificates, title insurance issues with respect to leases, lease assignments, resolution or mitigation of problems with the lease, leasehold financing provisions when the loan is to the tenant, reviewing CC&Rs and how to use amendments to CC&Rs to solve problems, and how an agreement for partial releases in the future affects the lender’s review of the lease and the CC&Rs - Sacramento July 10 2008   BSA - a seminar for BSA officers and others who implement the bank´s BSA/Patriot Act/CIP program - Novato August 6 2008   BSA - a seminar for BSA officers and others who implement the bank´s BSA/Patriot Act/CIP program - Sacramento August 7 2008   Truth in Lending - a comprehensive look at the disclosure laws that apply to most consumer credit extended by banks, with an emphasis on what lenders need to know to properly prepare loan documents using third-party resources, such as LaserPro and Bankers Systems - Novato October 1 2008   Truth in Lending - a comprehensive look at the disclosure laws that apply to most consumer credit extended by banks, with an emphasis on what lenders need to know to properly prepare loan documents using third-party resources, such as LaserPro and Bankers Systems - Sacramento October 2 2008   Commercial Lending Update: Loan Participations - Recent Lender Liability Developments - Recurring Problems with UCC Security Interests November 19 2008   Residential Real Estate Lending - our workshop on all aspects of consumer lending secured by residential mortgages, including standard mortgages, home equity loans and lines of credit and home improvement loans. This seminar touches on the Truth in Lending Act, Real Estate Settlement Procedures Act, Home Mortgage Disclosure Act, and other federal and state laws directly impacting this type of lending, including foreclosures where that remedy proves necessary January  2009