John G. Cooluris is a member of Boyden, Cooluris, Livingston & Saxe PC, resident in its Sacramento office. He specializes in representing and counseling banks, agricultural lenders, captive and non-captive commercial finance lenders and other providers of financial services.

Mr. Cooluris regularly advises commercial, real estate and agribusiness lenders on matters involving secured transactions, default rights and remedies, lender liability, environmental risk management and documentation requirements in settings ranging from initial loan negotiations through restructures, insolvency and the enforcement process. He also represents community bank clients in a broad range of regulatory and corporate matters.

In connection with his representation of financial institutions, he has had extensive experience in negotiating and drafting California and federal legislation affecting the industry. Among other legislation, he has been the principal draftsman (usually on behalf of the California Bankers Association) of many bills dealing with California's one-action and antideficiency rules, Commercial Code provisions involving letters of credit, environmental indemnities and environmental liability exemptions for lenders.

Mr. Cooluris received a B.A. in economics from the University of California at Berkeley (1969) and a J.D. from Loyola University School of Law in Los Angeles (1972). Before entering private practice, he worked in the Legal Departments of Bank of America and Security Pacific National Bank.  From 1991 until 2000 he practiced with Pillsbury Madison & Sutro LLP and was Managing Partner of its Sacramento office.

He has been admitted to the California State Bar and is a member of the Banking and Commercial Financial Services Committees of the American Bar Association. He also has been a frequent lecturer for various bar and bank trade associations.